Canadian Money Guide

Underwrite Canadian rental properties like a lender

Most calculators take the seller's numbers at face value. These tools normalize expenses, use Canadian mortgage math and compare every financing structure, then show you the price at which the deal still works.

Rental property analyzer

Seller, lender and investor columns side by side. Missing expenses are replaced by lender norms, so you never underwrite a deal with zero taxes.

Canadian mortgage calculator

Correct semi-annual compounding for fixed-rate Canadian mortgages, with the year-by-year split between interest and principal.

CMHC & MLI Select max loan

Maximum loan by program for 5+ unit buildings: conventional, CMHC standard and MLI Select 50, 70 and 100 points, with the binding constraint.

Quebec land transfer tax

Welcome tax (droits de mutation) by bracket for 2026 and 2027, including the municipal rate above 500 000 $.